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We are available seven days a week

Monday10:30 AM – 6:30 PM
Tuesday10:30 AM – 6:30 PM
Wednesday10:30 AM – 6:30 PM
Thursday10:30 AM – 6:30 PM
Friday10:30 AM – 6:00 PM
Saturday10:00 AM – 5:30 PM
Sunday10:00 AM – 5:30 PM

The UK’s mortgage experts

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Team at New Homes Advice

We search deals from 75+ lenders

Including Barclays, Halifax, NatWest, Santander, and many more.

How we can help

Supporting first-time buyers, movers, remortgages, protection and more, with tailored advice every step of the way.

First-time buyer

Buying your first home? We’ll explain your options and help you get a Decision in Principle.

New Build Specialists

Buying new? We’ll guide you through new build mortgage rates and available homebuyer schemes.

Remortgage

Time to switch? We’ll check if a new deal could save you money or suit your needs better.

Home Mover

Moving home? We’ll help make your mortgage move easy and straightforward.

Buy-to-Let

Thinking of renting out a property? We’ll explain buy-to-let options and compare deals.

Insurance and Protection

Looking for cover? We’ll help you explore protection for your home, income, and family.

Supporting homebuyers for nearly 30 years

We offer personal, one-to-one support from your first enquiry through to completion. We’ll manage your application and, if a better deal becomes available before you complete, we’ll aim to switch you.

Switching lenders could secure you a better rate, but terms vary.
We’ll help you compare options and explain any potential costs.

Our mortgage advice won’t cost you anything, we’re paid a commission by the lender when your mortgage completes.

That means no advice fee and no service fee. Please note, other costs such as solicitor or valuation fees may still apply. Learn more

The benefits of using a mortgage broker >

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Leading UK Lenders
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Including Barclays, Halifax, NatWest, Santander, and many more.

Your Mortgage Journey

Not sure where to start? We’re here to help:

  • Chat to us

    We’ll explore what you could borrow and the deposit you might need.

  • Step-by-step support

    From application to mortgage offer, we’ll be with you throughout.

  • You're ready to move

    Once your mortgage is arranged, you're set for the next steps.

Need help with mortgage terms? Check out our glossary.

What our customers say

Mortgage Calculators

Use our calculators to see what you could borrow and what repayments might look like.

Find a great rate in minutes

Some mortgage deals may only be available through brokers like us, potentially giving you more choice and lower rates.

When you see one you like, get in touch and we’ll do the rest.

Important information to note!

Get the latest mortgage news!

Mortgage updates, home buying tips, and market trends.

Need help? You're in the right place.

Our team of qualified mortgage advisers is here to support you every step of the way.

Start by speaking to one of our advisers. We’ll look at your circumstances and help you get a Decision in Principle, which gives you an idea of what you might be able to borrow.

Yes, we can check rates from a wide range of lenders and explain what might suit your needs, based on your individual situation and eligibility.

This depends on things like your income, credit history, and financial commitments. We can help estimate your borrowing potential and explain your options.

Most lenders require at least 5%, but it varies. Some schemes and lenders may need more, we’ll explain what’s needed for your chosen property and mortgage type.

It’s a statement from a lender showing how much you may be able to borrow, based on a basic credit check and your financial information. It’s useful when making an offer on a property.

Aside from your deposit, you may need to budget for things like valuation fees, legal fees, and possibly lender fees. We’ll outline all the potential costs so there are no surprises.

On average, it takes 2–6 weeks from application to offer. The full process, including completion, can take longer depending on your circumstances and property type.

Not at all. We help first-time buyers, home movers, people remortgaging, and those looking at buy-to-let. Whatever your goal, we’ll tailor the advice to you.

We specialise in new builds but cover all types of residential mortgages, including existing homes, remortgages, and buy-to-let. You’re in safe hands either way.

Yes, we’ll take the time to understand your situation and check if there are lenders who may still be able to help. We’ll always be clear about what’s realistic.

Yes, we can advise on protection such as life insurance, income protection, and home insurance, tailored to your needs. We’ll explain how it works and what’s suitable.

We’re paid by the lender when your mortgage completes, so there’s no advice or service fee from us. However, lender or third-party fees may still apply, we’ll make everything clear upfront.